Financial Planning

Client Centered
Our business is built on a foundation of thoughtful client relationships.
Retirement Planning
- Retirement Goal Setting
- Social Security & Medicare
- Business Planning
- IRA Contributions
- Employer Sponsored Plans & 401(k) s
- Annuities & Pensions
- RMD’s & Withdrawal Strategies
- Self Employed Retirement Plans
Cash Flow & Budget
- Income Sources
- Expenses & Budgeting
- Debt Management
- One-Time Expenses
- Planned Large Expenses
- Emergency Funding
- Mortgage Review
Education Planning
- 529 Plans
- Coverdell
- College Planning
Tax Management*
- Review of Cost Basis
- Review Realized Gains
- Carry Forward Losses
- Tax Loss Harvesting
- Roth Conversions
Living in Retirement
Financial Advice
- Behavioral Planning
- Managing Emotions
- Purpose Planning
Charitable Giving
- Gifting
- UGMA/UTMA
Assistance to Loved Ones
- Caring for Elderly
- Special Needs Dependents
Estate Management*
- Estate Taxes
- Review of Wills & Trust
- Power of Attorney
- Guardians for Minor Children
- Charitable Giving Trusts
- Beneficiary Review
Risk Management & Insurance
- Review Existing Policies
- Life Insurance
- Long Term Care
- Liability Coverage
Wealth Transfer
- Gifting
- UGMA/UTMA
Career Transition
- Compensation Review
- Benefit Replacement
*Financial Transition Partners and Sagepoint Financial Inc. does not provide tax or legal advice. Please discuss these matters with the appropriate professional.